Privacy Policy

This Privacy Policy explains how Money Masters Media (“Money Masters,” “we,” “us,” or “our”) collects, uses, and protects information when you visit www.moneymastersmedia.com (the “Site”), subscribe to our newsletter, or otherwise interact with us. By using the Site, you agree to the practices described here.

Money Masters is a financial education platform. We are not a financial advisor, broker, or dealer, and we do not collect sensitive financial account information. See our disclaimer for how to interpret our content.

Information we collect

We collect a limited amount of information, in two ways:

• Information you give us. When you subscribe to our newsletter you provide your email address. When you email us or use a contact form you provide your email address and the contents of your message. Our calculators and tools run in your browser and do not transmit the figures you enter to us.
• Information collected automatically. Like most websites, we and our service providers automatically collect standard technical and usage data such as your IP address, device and browser type, pages viewed, referring pages, and the dates and times of your visits. This is collected through cookies and similar technologies (see below).

Cookies and similar technologies

Cookies are small text files stored on your device. We and our partners use cookies and similar technologies for three main purposes:

• Essential cookies that make the Site function.
• Analytics cookies that help us understand how the Site is used so we can improve it.
• Advertising cookies used by third-party ad partners to serve and measure ads.

You can control or delete cookies through your browser settings. Disabling some cookies may affect how the Site works.

Advertising and Google AdSense

We use third-party advertising companies, including Google, to serve ads when you visit the Site. These companies may use information about your visits to this and other websites (not including your name, address, email address, or telephone number) in order to provide advertisements about goods and services of interest to you.

• Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this Site or other websites.
• Google’s use of advertising cookies (including the DoubleClick cookie) enables it and its partners to serve ads to you based on your visits to the Site and/or other sites on the internet.
• You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of a third-party vendor’s use of cookies for personalized advertising at aboutads.info/choices (US) or youronlinechoices.eu (EU).

For more information about how Google uses data when you use our Site, see Google’s “How Google uses information from sites or apps that use our services” page.

Analytics

We use Google Analytics to understand how visitors use the Site. Google Analytics collects standard internet log information and visitor behavior information on our behalf. You can opt out of Google Analytics with the Google Analytics Opt-out Browser Add-on.

Email newsletter

Our newsletter is delivered through a third-party email platform (Beehiiv). When you subscribe, your email address is stored with that provider so we can send you the emails you requested. Subscriptions use confirmed (double) opt-in, and every email includes a one-click unsubscribe link. We do not sell or rent your email address.

Affiliate links

Some links on the Site are affiliate links, which means we may earn a commission, at no extra cost to you, when you make a purchase through them. Clicking an affiliate link may set a cookie operated by the merchant or affiliate network. See our affiliate disclosure for details.

How we use information

• To operate, maintain, and improve the Site and our content.
• To send the newsletter and respond to your messages.
• To measure and serve advertising that helps fund the free content.
• To detect, prevent, and address technical issues, fraud, or abuse.
• To comply with legal obligations.

How we share information

We do not sell your personal information. We share information only with the service providers that help us run the Site (for example, our hosting provider, analytics provider, email platform, and advertising partners), and only as needed for them to perform their services. We may also disclose information if required by law or to protect our rights, users, or the public.

Data retention

We keep newsletter subscriber data for as long as you remain subscribed, and we delete it after you unsubscribe except where we must retain limited records to comply with the law. Analytics and advertising data are retained according to the policies of the relevant providers.

Your privacy rights

Depending on where you live, you may have rights to access, correct, delete, or restrict the use of your personal information, and to object to certain processing. If you are in the European Economic Area or the United Kingdom (GDPR), or a California resident (CCPA/CPRA), these rights may include the right to know what we hold about you, the right to request deletion, and the right to opt out of the “sale” or “sharing” of personal information. We do not sell personal information. To exercise any right, email us at hello@moneymastersmedia.com and we will respond within the time required by applicable law.

Children’s privacy

The Site is intended for a general, adult audience and is not directed to children under 16. We do not knowingly collect personal information from children. If you believe a child has provided us information, please contact us and we will delete it.

International visitors

The Site is operated from the United States. If you access it from another country, you understand that your information may be processed in the United States, where data-protection laws may differ from those in your country.

Security

We take reasonable measures to protect the limited information we hold. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date above. Significant changes may also be noted on the Site or in the newsletter. Your continued use of the Site after changes take effect means you accept the updated policy.

Contact us

If you have questions about this Privacy Policy or how we handle your information, email us at hello@moneymastersmedia.com or visit our contact page.